With this initiative, Fructi Causa aims to bring together financial players with a heart and investors with a heart:  in specific social projects with an impact.

Some of our financial partners (fund managers, insurance companies, banks and insurance brokers) are eager to contribute to a better world.

A number of our existing or potential clients are directly or indirectly (e.g. as supporters) involved in social projects targeted at

• a more balanced society for the less well-off, financially, socially or health wise, or at
• a more sustainable world for everyone

Long-term self-sufficiency is an important criterion in this respect!

First, we compile, based on proposals from our clients and partners, a selection of social projects which we think will have a serious and sustainable impact for the parties involved.

Second, we ask all interested financial partners

1. for the benefit of our investors with a heart
   • to grant them the best possible conditions (in terms of costs)
   • for their best investment products (our so-called pearls)
2. for the benefit of the selected projects
   • to give up a sizeable annually recurring portion of their margin

This enables us to develop an attractive range of exclusive investment pearls with a heart.

Investors with a heart can then choose

• with their heart for a particular project, and
• with their mind for the investment solution that suits them best.

Sustainability and long term are the ambitions of all parties involved:
our financial partners undertake to continue contributing as long as the investor remains invested in their products.

The better the investment results,
the longer the investors stay on board,
the longer the financial partners contribute to the chosen project,
the greater the impact for a better world:
in other words
all parties with a heart share the same interests!